The Westport Group

Supplemental Disability Insurance

The majority of group long-term disability plans fail to adequately protect highly compensated employees and executives. Group plans are employer paid and are subject to taxes and a benefit cap. Most plans do not include incentive-based compensation in the disability benefit formula. This leaves highly compensated employees and executives exposed to a significant loss of income should they become disabled. This phenomenon is known as “Reverse Discrimination.”

Using a supplemental disability plan can eliminate Reverse Discrimination. In addition, this approach provides portability of benefits and will provide greater stability of your group long-term disability plan.

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TWG has the ability to provide benefits up to
$200,000 in monthly benefits. Most programs
are delivered on a guaranteed issue basis.

Please visit TWG’s Executive Income
Assurance Plan™ for more information.

 
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