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Life Insurance

Executive Life

Life Insurance programs can be written for executives or a select group
of employees. These programs are tailored for the individual on a term
insurance or permanent insurance basis. These programs are usually
tax deductible for the corporation, provide a better planning opportunity
for the individuals, are fully portable at current rates and the cost is
usually lower than traditional employer sponsored programs.

Individual Life

Life insurance to cover your own death or multiple insureds. We offer term,
universal and whole life; as well as products that cover multiple insureds.

Life Insurance Planning, Analysis and Implementation

This service is typically provided for high net worth individuals, corporations
and trustees. The Analysis includes an examination of the client’s current
policies to ensure that the policies are providing the best possible value, that
ownership structure is appropriate and the current structure takes advantage
of existing tax laws. Typically, if a client discontinues coverage, we can ensure
that the client receives the best possible value for the contract.

    TWG designs executive insurance plans that are
    tax deductable to the corporation and fully portable
    for the individual at current rates.

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